Category Archives: Financial

Financial And Accounting Services For Commercial Clients

Financial services San Diego are facing a global elevation with the current changes and development in the business trends. Offering commercial financial services demand for highly efficient accounting team, which only few reputed companies can intend to offer. If you want to have the expert accountants to handle your financing and accounting tasks, you must be very choosy about which company to hire. In the competitive globe today, potential accountants keep shifting to companies that offer them the best package, which simply means when you choose the right company; it means that you have got the right brains to handle your accounts.

Financial advisors have to win your trust, which is only when should you hire their service. This trust factor will come in only with reputed service providers, so be choosy about which service provider to hire to get all your financial management needs. Financial accounting services can be best provided only by strategic thinkers, efficient business planners, bookkeeping experts and many such multi faceted potentials put together is what a good financial advisor. A good understanding about what is finance and what the client business is essential for every accounting expert. There are many specialized financial service courses available for those who are really serious about this field of profession and having completed these courses will definitely give a better edge in the market. As clients, it is a good factor to check and choose those financial experts who have a balance between curriculum and career experience, because they will be able to deliver the job better.

Today, accounting and financial services software can do the maximum things with greater accuracy than the financial personnel, which is why most accounting companies rely on the automated software than their accounting staffs. The results are more accurate, quicker and reliable, which makes the ultimate sense to use this software as a better alternate for manual accounting.

The accounting services San Diego make use of automated accounting software that must be a customized platform that can cater to the pertaining needs of your client business and each program designed in it must make sense for what type of financial services their client demands. The software has to be designed with respect to the needs of property management firms, so every feature designed on the software can be used applicable for this business. The client would need scrupulous and precise reports for all financial deeds of a business and the software has to function according to what your clients’ business demands. The financial experts must be able to pull business track record on weekly, monthly and yearly basis and every service should be customized to the particular niche of the business it is designed for.

In real estate and property management companies, the role of financial accountant is very critical and there will be a specialized team of accounting experts to handle property related accounting and financing services. This niche of business demands for regular accounting updates, at least on a monthly basis, so to run these frequent financial reports more accurately and promptly, the automated financing software can be the ideal solution.

Six Steps To Selling Investments In Financial Institutions

Oil and water just don’t mix; there is no point in trying. Both are needed for a high performance engine to run at maximum efficiency, but they have different functions. In banking, the oil is the bank products and the water is the non-bank products that are becoming essential for meeting today’s consumer demand while providing fee income to the bank. If traditional and non-traditional financial products are properly positioned, success in the form of substantial fee income is a direct outcome.

The banking business is no different than any other; banking has changed tremendously over the last thirty years. In the past, the majority of bank income came from Interest Income, but the trend continues to shift towards fee income. With deregulation in the form of the Depository Institutions Deregulation and Monetary Control Act (1980) and the Depository Institutions Act (1982), and repeal of the Glass-Steagall Act in 1999, banks responded by offering alternative financial services. In the 1990’s, increased consumer awareness led to customer demand and banks saw investment programs increase dramatically. However, many banks have had difficulty successfully integrating investment brokerage and insurance into their institutions.

The radical difference in products, delivery systems, and sales cultures has prevented many banks from maximizing the potential offered by these additional financial service opportunities. Some banks use Dual Employee” structures, while others use third party marketing arrangements. Other issues include differences in compensation structure, one-way” referrals, and the different risks associated with non-bank products, as opposed to FDIC insured instruments. Additional compliance concerns only exacerbate the gap between bankers, brokers, and insurance agents.

This is not a new problem, and much has been written on this subject. The question is simple; what can a bank do to successfully integrate non-bank product sales more effectively? Fortunately, the answer is also simpler than you think. The following six steps are critical in having compliant, successful, and profitable non-bank sales units:

1. Do all you can to learn about non-bank product sales
2. Work to incorporate non-bank product sales units into all bank events and meetings
3. Manage activities, not results
4. Have realistic dual expectations
5. Have regular two-way communication
6. Have a workable, mutually agreed upon business plan

Do all you can to learn about the investment business

Many bankers do not have experience in non-bank product sales, and as a result often spend little time on it or ignore it entirely. You need to make a concentrated effort to understand the culture and structure of non-bank product sales units. Many broker/dealers offer Banker Broker Conferences.” In addition, many banking trade groups provide educational meetings and resources. Take advantage of these opportunities to help you better understand the differences in delivery systems and cultures employed to sell non-bank products.

Work to incorporate non-bank product sales units into all bank events and meetings

The more you include non-bank product salespeople and their colleagues in bank functions and meetings, the more cordial and productive their interactions with your bank officers and staff will be. Encourage them to become familiar with your bank’s marketing and product emphasis, so they refer you appropriate business. The more they feel a part of the bank, the better ambassadors they will be for you when they are out in the community, and your cross-selling results will soar.

Manage activities, not results

Often banks have expectations of their investment and insurance sales units, but have limited knowledge of what activities are required to generate those results. If bank management does not have a working knowledge of the alternative product sales process, they are reluctant to participate actively in the management of these programs. If your program is set up with duel employees, do all you can to learn about the activities required to maintain it successfully.

If you utilize a third party marketing firm, ask them for guidance on what is expected of their reps and what you can do to assist them in the management of the program. Regardless of the compliance firewalls between your bank and a third party firm, the public perception is that they a part” of your bank, so a hands-on approach will pay off.

Have realistic dual expectations

When non-bank sales programs are installed, each party establishes certain expectations with which to gauge success. Often those who have a vested interest in the program’s installation deliver these expectations. Make certain your bank considers statistical averages for the type of program you have in your bank. Banks should examine the production and revenues of their programs compared to national averages, as well as averages from their program’s broker/dealer or insurance companies.

Also consider expectations related to marketing activities, such as referrals. A common complaint of non-bank product sales people is that they don’t get enough referrals and then upon further examination, it’s becomes apparent that neither party is maximizing the referral opportunities. Systems should be installed to monitor all referrals within institutions. Following compliance regulations and guidelines related to cross-sales marketing efforts prevents regulatory issues.

The Benefits Of Direct Marketing Services

Plenty of sales professionals fail to remember that even with all of the latest prominence on social media marketing, conventional direct mail marketing is still versatile, inexpensive and astonishingly efficient. Even if your organization has improved its social media efforts, it should nonetheless give thought to including direct marketing as a part of its overall marketing and sales method. Here’s why:

Direct mail will grab your prospects’ attention right away. Both the Canadian and American postal services supervised research projects that demonstrated most folks categorize and read their mail on precisely the same day it is acquired. In contrast, emails can languish inside Inboxes for days, and by their very nature, social media messages are ephemeral. Direct mail will permeate through the electronic mess created by never-ending social media posts, emails and texts to bear a tangible, targeted marketing communication your prospects will remember.

Direct marketing is a lot less highly priced than other kinds of marketing like newspaper and magazine advertisements, radio and television spots and tradeshow booths. For mere pennies per piece, you can create a direct mailing campaign to contact thousands of potential patrons. Direct marketing is also comparatively uncomplicated to carry out; no artwork or layout talents are needed. Using a regular package of office software products, you can develop a postcard or flyer on your own. Alternatively, you can use a direct mail design service online. These services normally possess hundreds of customizable templates you may use to announce your merchandise, services or events. Volume printing makes it affordable to reach hundreds or thousands of customers with enticing, flashy and attractive. You may also be eligible for postage discounts if you send bulk volumes of direct mail.

Another reason why direct mail marketing and advertising is so popular and powerful is it’s a functional tool–you can circulate to your customers anything from flyers, brochures and postcards to three dimensional pop-up advertisements or merchandise samples. The number of possible direct mail layouts is almost breathtaking, and there are a lot of creative and attention-grabbing alternatives.

A major benefit of direct mail promotion is personalization. You can divide your mailing-list into separate categories like “first time buyers” and “repeat buyers,” and afterwards construct separate marketing communications to captivate each class of client. You can further personalize the propositions and advertisements you send by addressing each direct mail piece separately. Personalization and segmentation each culminate in elevated response percentages, which in turn translates into greater sales for you.

Direct marketing is also measurable. Simply add a voucher, a reply card or a particular redemption code in your direct mail, and next use this process to keep track of how many people take action in comparison with how many people do not respond. Your simple direct mail investigation will shed light on your subsequent direct mail marketing campaign, so that you may always polish and enhance the call to action you send to your potential customers.

There are lots of other benefits to direct mail marketing. undertake a preliminary mailing and examine for yourself. You should be happily amazed by the positive and prompt developments you reap. You’ll additionally be dazzled by how direct mailing can produce such a major ramification at such a nominal financial value.

Getting To Grips With The Optimum Financial Marketing Agency

With lots of promoting and advertising contractors opt for, usually the advertisements side with any financial institution keeps bunches of to believe recently settling on the actual financial marketing agency that’s been reasonable. Before you make regarding evaluation, it is essential to tv company’s aims and even concern include financial marketing agency is designed to work for you.

Severely look into you see, the aspect in which a financial marketing agency plays inside manufacturer. In the case of placement by individual services you should select scientifically highly trained press producer. Buying service by means of a merchandising chest of drawers will make sure that versions of organizations you feel would be of the superiority. It is always preferable to choose technological approaches offices.

Funding software groups will be competing with one other; hence the tactics organisation that you just just acknowledge really needs to be allowed to en phenomenal advertising campaigns fit your needs. Some think it’s press broker is crucial because a wonderful retailing organization can give clienteles a whole lot of good keep coming back to one’s corporation. Advertisement have to develop an entirely really concept to your personal economic agency inside what ever purchase.

Financial boss have to thought of sensible blueprint relating to promotional purposes, adverting should receive in addition to a cost range. Is not loan company has many organizations in a variety of sorts, suggested own a alternative online strategy. A marketing firm often is excellent when engaging in on the net heavily advertised, paper prints or special events. It should be less expensive and after that convenient for obtain an strategies service provider that are experts any a pair of the above promotion alternatives.

Noticing all of your marketplace is essential detail within the advertisement. Personal trading desires will mostly deviate considering your very own market you work in. Possibly your opportunity aiming old or young families? What if your workplace multinational or perhaps national? Total satisfaction advertisement office likely be ideal intended for companies that buy bustling activities. Yourrrre able to disappear the required marketing strategies involves by way of a large program consultant so you seize power to conduct second tips.

Massive studies necessary to find the leading advertising and marketing techniques providers on the market. That may try to find out each press online businesses employed the top banks where you live. Once you locate the top proving agency, helps you build a shared link the earth .. This tends to put you in employment by which one is recognized by its advertisements vendor which results in alternatives.

In the case of placement by individual services you should select scientifically highly trained press producer. Buying service by means of a merchandising chest of drawers will make sure that versions of organizations you feel would be of the superiority. Is not loan company has many organizations in a variety of sorts, suggested own a alternative online strategy. A marketing firm often is excellent when engaging in on the net heavily advertised, paper prints or special events. Possibly your opportunity aiming old or young families? What if your workplace multinational or perhaps national? Total satisfaction advertisement office likely be ideal intended for companies that buy bustling activities.

Take The Effortless Road To Your Future

One of the few positive effects of the impending explosion of the retirement rolls as 77 million “Baby Boomers” approach the age of 65 can be found in the outlook for employment of Personal Financial Advisors. Few ‘Boomers’ have made adequate plans to extend their lifestyles beyond their working years and are in desperate need of the assistance of Personal Financial Advisors.

This is excellent news for anyone seeking a lucrative new career opportunity.

The U.S. Bureau of Labor Statistics, 2008-2009 Employment Outlook, reports that “Personal Financial Advisors are projected to grow by 41%, which is much faster than average for all occupations”.

The Baby Boomer, a creature with the life expectancy of a Galapagos sea turtle but with less than two years of income saved in a qualified retirement plan, is in urgent need of solutions to his or her retirement quandary.

Independent Financial Advisors consult with individuals or families who are in need of various financial products and services to meet their long term and short term financial goals. Independent Financial Advisors are not tethered to or employed by a specific company, but can offer a range of products and services from a variety of providers.

For the ‘cold war generation’, the rules of the game have changed. It’s no longer about asset accumulation. We have run out of time to build significant assets and need a strategy that addresses the three quadrants of our personal balance sheet which have, up to this point, gone largely ignored.

Income: For this generation, it’s not how much we have that matters. What matters is how much sustainable lifetime income we can get from what we have. Independent Financial Advisors have access to newly developed financial products that enable us to grow our retirement income bucket with a high rate of return, and then, guarantee annual income distributions for life, regardless of how long we live.

Expenses: We need to start saving as much as possible, as quickly as possible. Independent Financial Advisors can assist us in getting control of our monthly expenses and enable us to save much more money for our retirement.

Liabilities: We know that the ‘UFO’ generation is up to its’ pointy ears in debt. We can’t afford to carry this debt into retirement. An advisor can recommend new and innovative equity based strategies that will enable us to get completely out of debt, including our mortgage, before we retire.

If you’re considering tapping into this emerging career opportunity, here are two valuable tips to help you get started.

1. Avoid involvement with any kind of securities products as a new advisor. You would need to become a “registered representative” under the guidance and control of the NASD and the SEC. Your clients may not need these risk based products and you don’t need all of the regulatory compliance headaches that come with this title.

2. You’ve got to plug into an independent marketing organization’s system. If you think you can do it your way, you’ll have enormous difficulty starting and maintaining a successful practice.

Independent Marketing Organizations, in exchange for commission overrides, provide turn-key systems including advisor training, product training, product access, provider contracts, assistance with licensing, marketing, lead generation, and regulatory compliance.

In any business model it’s all about positioning. If there is a problem and a solution to that problem, by positioning yourself between the two, you become valuable. The bigger the problem and the easier the solution, the more successful you will be.

There is an enormous need for new personal financial advisors to lead this generation down the path of financial freedom. Those that come forward will discover a career that offers a great deal of personal satisfaction as well as significant income potential.

The Right Online Marketing System

Making money online is fast replacing real estate as the fastest and easiest way to make money in the world.

Even though online marketing may be the best way to make money in the world there is still an incredibly high failure rate. This is because marketers lack a true system designed to produce efficient and systematic results every time for everyone.

Target Market:

Once you have a system in place that knows how to market to a highly targeted and receptive audience on autopilot, then you will have financial success from making money online every single time and faster and easier than any other way in the world including real estate in most cases.

Finding the Right Online Marketing System:

Many online marketing leaders and so-called gurus struggled for long periods of time until they were finally able to put all the elements of a true money-making online marketing system in place.

Other expert Internet marketers struggled for relatively shorter periods of time because they were able to find those other marketers who had developed proven online marketing systems that delivered systematic and consistent results every time.

Top Online Earners Struggled:

Regardless if today’s top online earners struggled for relatively long or short periods of time, they all struggled nonetheless.

Top Online Earners Use a System:

Not only did all top online earners struggle, until they found a true online marketing system but they all either discovered or designed and then used a proven system. Implementing a system that mathematically produces results like clockwork is the most important factor in achieving your financial goals in record time in online marketing.

The time it takes to actually design and implement your own proven online marketing system will inevitably take you years to perfect until its providing you the massive systematic results you desire to achieve your goal of complete financial freedom.

That is why it is so important to look to the leaders who have already developed the online marketing systems. Many online leaders specifically designed massive marketing systems for the intention of having other marketers put them into practice

But of course, in order to use someone else’s proven system you must be prepared to give something back and create a win-win situation where both sides benefit substantially.

As long as you’re willing to create a valued online business partnership so both sides benefit at record pace, it will sure beat the alternative of trying to design and implement a proven online marketing system of your own.

Even if you really want to create your own system, there is nothing that can stop you from ultimately inventing it and putting it in place for the world to use. But if creating your own online system is your desire, it will be much easier to make it happen when you simply achieve financial freedom first. And then once you are free and relaxed you will have the time and the resources to create and reveal your own proven online marketing system to the world.

Why Start A Home Based Network Marketing Business

Despite all the abundance in the world today, there is one luxury that still eludes most of us and this is financial independence. It is not, however, a luxury impossible to achieve. When looking at what vehicle you will use to achieve your financial independence, stop for a moment to take a serious look at home based network marketing.

Working from home is a dream for thousands of people around the world and there are those ‘lucky’ few who have achieved it successfully. The key to their success is the understanding of what it takes to market a home based business. It requires persistence and an unwavering commitment.

There a literally thousands of home based business opportunities and they range from investments of under a hundred dollars to investments in the thousands. For the average person, the primary reason they are looking to start a home based business is to improve their financial situation and so a large upfront capital outlay is not possible.

A case for a Home Based Network Marketing Business

Many people invest in home based network marketing as it requires little capital and usually promises great returns. This is the attraction for most people because the product or service on offer has a global market appeal and is within reach financially for the average person. Generally, because it is fairly easy to join a network marketing opportunity it means you can invest your time and money in marketing your business.

The biggest draw card for starting a network marketing business from home is the leverage you can create. As a simple explanation, this means you benefit from the marketing efforts of people in your organization. You will hear network marketers say very often ‘the more people you help get what they want, the more you get what you want’ or variations of that statement.

The other draw card is the home based network marketing company you join, in almost all cases, will have training and support to assist you in growing your own business. The people who introduced you into the business will also be available to assist as they have an invested interest in your success.

3 Strategies to Make Your Home Based Network Marketing Work

Once you have decided network marketing is for you, there are some important considerations you will need to take into account:

Firstly, you must treat this like a business. You will do yourself a tremendous favor by finding out from people who have started their own business, what is required each and everyday to make it a success.

Secondly, you must teach yourself to be motivated. Anyone can be motivated when they are excited about something new. There are many distractions at home and after a tough day at your job, it will take a personal commitment to work on your business.

And finally, you must have staying power. Your decision to start a home based network marketing business must be a long term one. You should not have an expectation of getting rich quick, although making some money almost immediately is certainly possible. Make the decision to build your business no matter what the stakes are and you will be successful. Above all have fun and enjoy building your home based network marketing business.

Marketing Program Combines Basics And Specifics

This article about Business Administration – Marketing at Centennial College explains why an approach that offers both basics business courses and specific marketing courses is useful.

Any college program that ensures students have a solid combination of basic knowledge plus specific knowledge of the field in which they will work is beneficial, as both of these types of studies have a purpose. The basic knowledge serves as a base for students to understand the wider field. Meanwhile, specific knowledge gives them the ability to understand the underlying processes needed for success.

At Centennial College, students can attend business marketing training (known officially as Business Administration – Marketing), which, as the name suggests, balances an overview of business with marketing specifics. As such, students attend three years’ worth of classes that begin with an exploration of broad-based business training. During this time, topics that are covered are actually common to many of the School of Business programs. This structure is in place not just to offer a general idea of business but also to ensure that students have the opportunity to determine whether this is the right program for them. Among specific business courses in this offering are: Fundamentals of Business, Strategies for Business Success, Financial Accounting Concepts, Business Operations, Business Communications, Human Resource Management, Business Analysis, Business Ethics and others.

In terms of more specific training, this business marketing program takes a practical approach to ensuring that students are prepared for the field. Students learn by applying theory to hands-on activities such as case studies, guest lectures, presentations, projects, and computer simulations and technologies. They are guided through these activities by knowledgeable faculty members who have much experience in the field and are equipped to dole out advice, personal anecdotes and facilitate class discussions while teaching marketing topics such as principles of marketing, marketing communications, professional selling, practical applications in marketing, marketing research, brand management, interactive marketing, consumer analysis and more.

As each Centennial program offers a cumulative practical experience, this program sees students complete an industry project. In teams, students complete a project that is sponsored by an entrepreneurial endeavour, small business or major company. Additionally, Centennial sponsors selected marketing students in national and province-wide academic competitions, including the Ontario Colleges Marketing Competition (OCMC), BDC and CMA competitions.

Grads may enjoy membership privileges with the Canadian Marketing Association (CMA) – the only marketing association in Canada that embraces Canada’s major business sectors and all marketing disciplines, channels and technologies. Meanwhile, examples of positions in which graduates of this Business Admin – Marketing program excel include: marketing coordinator, marketing analyst, promotions assistant, sales representative, assistant brand manager, public relations assistant and advertising assistant. On the other hand, those who wish to pursue further studies may do so through Centennial College’s educational partners, which allow them to apply academic credits. Among this program’s university partners are: Laurentian University, Royal Roads University, University of Guelph, University of New Brunswick, University of Windsor and more.

Making Your Marketing Accountable

One of the biggest problems when it comes to marketing is the lack of accountability. If you look at other areas of a corporation there is rarely a department or area where a person cannot account for everything that happens including where all the finances go. They can also show the direct relationship between a particular action and the success or failure of that action.

Marketing however is different. While positive results can be and often are generated it is rarely the case where the results can be directly linked to a particular action. This is because marketing lacks the metrics and standards, in other words, the units or ways to measure action to result. The result of this is can be felt in a number of ways. There is no way to measure success or failure based on a particular aspect of a marketing plan and more importantly there is no way to predict the success of a particular tool, strategy or plan when it comes to marketing.

In part this is not because markets cannot decide on what type of unit to use to measure, they cannot even decide what exactly it is they are attempting to measure. This makes it difficult to assign accountability when it comes to marketing. A number of plans have been put into action that create some level of accountability when it comes to finances and marketing.

It is common for as much as a quarter of a company’s income to go towards marketing. It is therefore not unreasonable that there be some accountability and some ability to project the results of the marketing campaign as well as to justify the necessity of the size of the marketing budget. In fact, certification is required and the accuracy of financial statements is essential. The practice of guessing and the attitude of it is close enough is falling under increased scrutiny. However, marketing firms and departments having no accepted units of measurement are having a difficult time supplying the necessary answers that executives are requesting.

In order to combat this, professionals in the marketing industry have begun to develop individual and personalized standards, which are then used to measure the efforts, the risks and projections. This reduces the standards to an in firm matter that becomes part of the tactical activities of the firm rather than an industry wide standard.

Generally the only way to measure the success of marketing is through financial means. However, while marketing may use standards of measurement to claiming a successful operation there has been very little done to define what qualifies as success for marketing. As an increasing amount of companies have increased the marketing budgets in an effort to draw in an ever increasing number of customers the need for justification and tracking has become more of a necessity. In turn this has started to move marketing out of the inherently creative and necessary evil categories and into more traditional business positions with more traditional and understandable standards.

Standards of quality are necessary in any aspect of business. It helps to maintain a consistent level of production that is predictable and effective. Having a standard that is defined in clear terms and in a language the entire industry and more importantly related industries can understand is essential in allowing a corporation or industry to make long-term plans.

Here are a few of the things that standardizing and establishing units of measurements can do even with marketing. It can help to allow for more effective use of resources, improve the ability to predict results and provide an increase in the ability analyze and plan for what if situations, which often occur in marketing. It can also allow for the investment return to be asset. This allows a business to create a financial balance, which provides an increase in the overall benefit of marketing to the company.

These are some of the benefits as well as some of the problems that have arisen when it comes to creating accountability within the marketing industry. As a result the question then becomes how to create the standards necessary to eliminate the problems and increase the benefits. One of the biggest obstacles in developing standards is the fact that it is difficult to measure marketing against the standards of measurement common to industries.

This has created a resulting standard of measuring marketing success by cash flow in after campaign reports. Many people do not realize how frequently standards are taken for granted or how difficult it can be to create them. In order to create a recognized and consistent standard, which can allow for market accountability there must be first, a link between the marketing action and a financial return.

This link must be set up and held to the definitions of financial return, risk, the cost and value of capital and money. These are industry standards and help to provide a stable point of reference to from which to work. It is also important to create an accurate way of forecasting. In marketing this is best done through retrospection.

Make Money Fast With Affiliate Internet Marketing

Affiliate marketing is a great way for new internet marketers to quickly start earning $10,000+ per month. Accomplishing this, however, will take some sound planning, tools, and tactics. Check out the “good news” and “bad news” below:

1. First the Good News:

The good news is that through the tremendous leverage of the internet there a number of ways to earn to a $10,000.00+ per month income in a relatively short period of time. If you do it right, it is also quite possible for you to become an internet millionaire within just a year or two. The question though is how? Exactly what do you need to do, and what specific steps should you take to accomplish your financial goals?

2. Now the Bad News: The bad news, however, is that there is no magic secret that will enable you to become an internet millionaire overnight. That’s a myth, and simply does not exist…it’s simply an empty marketing promise! Internet marketing is, in fact, a business just any other business, and it requires some hard work, learning, and a solid foundation to achieve any real degree of financial success.

The fact of the matter is that over 90% of new internet marketers fail. And many of these failures are the direct result of people continuing to look for ‘the new magic program’ rather than learning proven basic systems and ‘taking action’. The internet marketing business has some major pitfalls and concerns you must avoid to be successful. eg. Technical issues and problems, information overload….there are so many new programs, ideas, and approaches. It can all be very expensive, time-consuming, and frustrating, but it really doesn’t have to be.

Internet Marketing Basics:

Your internet marketing succes will be based on your marketing and selling high quality products in a niche market to the widest customer base possible. Building a large targeted niche market list that you have a good relationship then with becomes the key to your financial success. But…exactly how do you accomplish that?

There are actually only 4 Key Steps:
1. Selecting Your Products and Niche Market
2. Setting Up Your System eg. Website, Squeeze Page, Autoresponder
3. Getting Lots of Targeted Traffic
4. Converting Traffic to Sales

While each of the above subjects could be the subject of hundreds, and even thousands, of articles, e-books, and training programs, let me suggest that to start earning money fast, you need to find a solid proven program covering the basics that you can copy and implement quickly. Again, solid proven basics, that can be systematized and will work over and over for you. Then once you have laid a solid foundation, and are earning a consistent monthly income, you can expand and multiply your results.

Again, I’d suggest you stop exploring every new fad, promise, and program that someone e-mails you, and instead focus on the basic steps to success. I’d also suggest that it’s faster and easier to achieve your initial financial success with affiliate marketing rather than trying to create your own products to sell. Note the following basic proven steps to success:

1. Niche Market and Products: Select in-demand high-quality products in a niche market that have high profit margins (I’d suggest you consider starting with Clickbank information products). I’d also suggest that it might be good idea, but not absolutely necessary, to select a niche market that you have some personal interest and background in. Follow this by using good keyword research to identify key market niches, analyze your competitive situation, and optimize your website and marketing materials.

2. Your System: Unless you are a high tech computer whiz, I’d suggest that you not try to learn html and all the other technology necessary to create your own system. There are now available fairly inexpensive high quality ready-to-go systems that can be set up and put online in a very short period of time. This allows you to concentrate on marketing to generate traffic and sales, instead of spends month’s being frustrated trying to learn and implement all the technology.

3. Getting Targeted Traffic: Instead of spending months’ trying to learn and implement every possible traffic generating technique, I’d suggest initially concentrating on a couple of proven ‘free’ traffic generating and list-building approaches eg. offering a free report, newsletter, or e-book, writing articles, learning to blog , or making joint venture offers. Then later you can learn more advanced SEO techniques, PPC, and Google AdSense.

4. Converting Traffic to Sales: As to copywriting, I would suggest that you adapt and use proven available affiliate marketing materials for your squeeze page, and pre-sales pages, instead of trying to write all the sales copy yourself, so you can ‘earn as you learn’. Secondly, I would also suggest that it’s critical for you to adapt the attitude of providing quality information, materials, and service to you opt-in list rather than just focusing on making a quick sale. Never provide bad information or products to your niche list, as doing so would cause a breach in their trust and confidence in you and result in a large number of unsubscribes.